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HDFC Life Click 2 Protect Life? A Non-Linked, Non Participating, Individua l, Pure Risk Premium / Savings LIfe Insurance Plan You have the assurance of a 99.50%  Claim  Settlement Ratio 1 Get additional  Sum Assured  on Accidental Death (through ADB option) 2 Get back all  Premium(s)  paid on survival till maturity with Return of Premium option 3 Avail Waiver of Premium on diagnosis of Critical illness(through WOP CI option) 2 Tax benefits as per prevailing tax laws 4 Special premium rates for female lives and non-tobacco  The plan options available for this product? There are 3 plan options available with this product namely: Life Protect Option: This option gives basic protection for your family and provides  Lump Sum  amount (Life cover) in case of death during policy term. The Life cover remains constant throughout the policy term. Life & CI Rebalance Option: A smart cover which aims to achieve a balance between ...